Our Services

Property Finance

Commercial mortgages, bridging finance, development funding and refinancing. Whether you are buying, building, or releasing equity, we compare options across the whole market.

Overview

What Is Property Finance?

Property finance covers a range of lending products designed for businesses and investors looking to purchase, develop, or refinance commercial and semi-commercial property. From standard commercial mortgages to specialist bridging and development finance, the right product depends on your goals, timeline, and the nature of the property.

The commercial property finance market is complex, with hundreds of lenders offering different rates, terms, and criteria. High street banks, specialist lenders, and alternative funders all approach property lending differently. Without expert guidance, you risk paying more than you need to or missing out on the most suitable product.

We simplify the process by comparing property finance options from across the market. Whether you are purchasing your first commercial premises, developing a residential site, or looking to refinance an existing asset to release working capital, our team finds the most competitive solution for your situation.

Benefits

Why Choose Us for Property Finance?

Competitive Rates Across the Market

We compare commercial mortgage and property finance rates from dozens of lenders to secure you the best deal.

Bridging Finance for Speed

When you need to move fast on a property purchase or opportunity, bridging finance provides rapid access to funds.

Development Finance

Funding for property development projects, from small conversions to large-scale new builds.

Refinancing to Release Equity

Unlock capital tied up in your existing commercial property to invest back into your business.

Interest-Only Options

Reduce your monthly outgoings with interest-only repayment structures where appropriate.

Flexible Terms

From short-term bridging to long-term commercial mortgages, we match the term to your strategy.

How It Works

Property Finance In 3 Simple Steps

Share Your Needs

Tell us about your property plans, whether you are buying, developing, or refinancing.

Compare Options

We search across the market to present the most competitive property finance options available.

Get Funded Fast

We manage the application, liaise with lenders, and get your property finance in place.

FAQ

Common Questions About Property Finance

What types of property finance are available?

The main types include commercial mortgages for purchasing or remortgaging business premises, bridging finance for short-term needs such as auction purchases or chain breaks, development finance for construction or conversion projects, and refinancing to release equity from existing commercial property. We help you identify the right product for your situation.

How quickly can bridging finance be arranged?

Bridging finance is designed for speed. In many cases, funds can be available within 7 to 14 days, and in urgent situations some lenders can complete even faster. This makes it ideal for auction purchases, time-sensitive opportunities, or bridging the gap while longer-term finance is arranged.

What deposit do I need?

Deposit requirements vary depending on the property type, the lender, and the structure of the deal. Typical commercial mortgages require a deposit of 25% to 40%, though some lenders offer higher loan-to-value ratios. Bridging finance may lend up to 75% LTV. We work to find the best terms based on your circumstances.

Can I refinance my existing commercial mortgage?

Yes. Many businesses refinance their existing commercial mortgages to secure a better rate, release equity for reinvestment, or consolidate borrowing. We compare refinancing options across the market to make sure you get the best deal available.

Ready to Compare Property Finance Options?

Let us find the best property finance deal for your business. Free, no-obligation comparison from across the whole market.

Compare Your Funding Now 0161 871 9840